Fast. Secure. Transparent. Tokenized.
M0 → M1 Transfers on the
XYLE™ Protocol
Convert physical cash (M0) into electronic money and bank deposits (M1) with institutional-grade precision. The XYLE™ Protocol bridges traditional banking systems with blockchain tokenization, providing instant settlement, $1B insurance coverage, and compliance-first rails for global liquidity.
M0 → M1 Conversion. Your Capital. Your Control.
Fast. Compliant. Tokenized.
Approve, convert, and release funds through the XYLE™ Protocol — moving M0 into M1 with real-time settlement, full transparency, and audit-ready logs.
Gateway
Validation
Secure M0 → M1 Onboarding
Funds enter the XYLE™ Middleware Gateway, validated in real time using ISO 20022 standards for compliance, traceability, and settlement integrity.
Tokenized
Liquidity
From Cash to Digital Assets
M0 or M1 reserves are instantly wrapped into XYLE™ Tokens, backed by receivables or CLO structures, and made tradable across approved liquidity pools.
Insured
Settlement
Compliance & Protection Built In
Every issuance carries $1B insurance coverage through Aon Hewitt’s Web3 platform. Smart contracts enforce compliance, audits, and automated payouts.
This isn’t just financial tech. It’s operational freedom.
Your Wallet. Dashboard. Control.
The Commercial Amazing Wallet centralizes every funding pathway into one secure, intelligent dashboard — giving you real-time visibility and complete command of your capital.
Verification & Review
All reserves undergo AML/KYC and asset verification. Each step is documented for clarity, traceability, and compliance.
Unlock Idle Reserves
Convert M0 reserves into auditable, spendable M1 capital. Documentation and safeguards ensure every transfer remains compliant.
Engine
From Fiat to Digital Assets
The XYLE™ Protocol mints wrapped tokens backed by receivables or CLOs — instantly usable across blockchain rails.
Settlement
Protection You Can Count On
Every issuance carries $1B in insurance coverage through Aon Hewitt’s Web3 platform. Payouts are triggered automatically via smart contracts.
Acceleration
Healthcare & Industry
Advance up to 85% of verified receivables for immediate liquidity — with weekly settlements deposited directly into your XYLE™ Wallet.
Pathways
Multi-Currency Execution
Support for cross-border settlements and multi-currency flows. Execute transactions intelligently while meeting local compliance.
Dashboard
Full Visibility
Track balances, conversions, and settlement status in real time. Export audit-ready logs with one click.
Limits
Institutional Expansion
Move seamlessly from millions to billions under one structure — scaling wallets instantly while maintaining control.
Compliance-First Settlement
Every transfer is verified against AML, OFAC, SOC2, PCI-DSS, and Basel III — delivering uncompromising security and regulatory trust.
At a Glance (M0 → M1 Page)
At a Glance: Why institutions choose M0 → M1 Transfers with XYLE™
Average time to convert M0 reserves into tokenized M1 assets.
Capacity per wallet—add wallets to scale seamlessly.
Every tokenized asset backed by receivables or CLO structures.
Aligned with AML, OFAC, SOC2, PCI-DSS, Basel III, and global frameworks.
*Timing and advance percentages are estimates and subject to qualification, compliance review, and program approval.
See What’s Inside the Commercial Amazing Wallet™
The money app programmed for how your business uses money.
The Commercial Amazing Wallet unifies asset-backed funding, M0→M1 reserve conversions, and receivables in one secure dashboard—
compressing capital timelines from weeks to days.
This is your first look inside the Wallet.
Tap through the interactive screens below to see how the Wallet routes funds, validates transactions, tracks conversions, and releases payouts—with audit-ready logs and no third-party hand-offs.
How It Works:
Designed for Speed, Built for Control
Swipe through to see the Providers Xchange™ in action — just like your users will.
This isn’t a generic platform. Our system reflects your operations and solves your bottlenecks — from credentialing to compliance, claims to capital. Whether you’re a hospital exec, finance officer, or care coordinator, this is built to work how you work.
Custom-built for every implementation.
We tailor the Providers Xchange™ to your infrastructure, payer mix, and approval gaps — eliminating red tape and empowering faster hiring, faster funding, and faster results.
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Credentialing delays? We solve that.
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Manual claim errors? Gone.
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90-day cycles? Compressed.
Engineered for Enterprise-Grade Compliance
Trust isn’t claimed, it’s proven through standards. Every layer of the Commercial Amazing Wallet™ is built to meet the highest benchmarks in data security, financial compliance, and regulatory audit readiness.
PCI-DSS Certified
Card-handling and transaction flows for M0 → M1 conversions aligned with PCI standards.
SOC 2- Aligned
Controls
Security, availability, and
integrity controls — independently verified for tokenized settlement.
KYC/AML Screening
Identity verification and
sanctions screening across all M0 → M1 counterparties.
Immutable Ledger
Every conversion logged, tamper-evident, and fully auditable for regulatory oversight.
Encryption & Access Control
End-to-end encryption with role-based, least-privilege access — securing M0 inflows and M1 issuance.
Compliance by design - not an afterthought.
Aligned with Basel III, OFAC, OCC, CNSS, and NIST frameworks through the CoreArmor™ compliance architecture,
with institutional-grade insurance against hacking and cyber breaches for added protection.
Request the White Paper
Unlocking Healthcare Liquidity:
How Tokenized Receivables and Smart Contracts Are Transforming Hospital Finance
230 North Washington, Suite 100,
Lansing, MI 48933